MashMagazine

What is “unoccupancy” in home insurance — and why it could void your cover

The unoccupancy clause restricts or voids your home insurance cover if your property remains vacant beyond a set period—typically 60 days in Australia. Investment property owners must notify their insurer when properties sit empty between tenants or during renovations to maintain full cover and avoid claim denial. If your investment property sits empty for too long, the unoccupancy clause in…