MashMagazine

Flood Cover in Home Insurance: What’s Standard, What’s Optional Across Australia?

You check your home insurance policy after a heavy rain warning. You assume flood damage is covered. But when water rushes through your door, you discover the truth: your policy excludes flood events entirely. This scenario plays out across Australia every year. Many homeowners believe their standard policy protects them from floods. It often doesn't. The gap between what you…