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Empty Australian residential property with no occupants, highlighting unoccupancy risk for home insurance

What is “unoccupancy” in home insurance — and why it could void your cover

The unoccupancy clause restricts or voids your home insurance cover if your property remains vacant beyond a set period—typically 60 days in Australia. Investment property owners must notify their insurer when properties sit empty between tenants or during renovations to maintain full cover and avoid claim denial. If your investment property sits empty for too long, the unoccupancy clause in…

Jennifer Walsh

November 14, 2025

Insurance

Life insurance for mortgage borrowers: how much cover is sensible?

Jennifer Walsh

October 9, 2025

"Australian consumer reviewing debt collection documents and government resources while following 7-step response plan to protect their legal rights"

Legal

Debt Collectors Called? 7 Steps to Respond and Protect Your Rights in Australia

Amanda Foster

September 24, 2025

Driver holding an Australian speeding fine with a gavel and a faint map of Australian states — how to contest a speeding ticket.

Legal

Can You Contest a Speeding Ticket? How to Challenge Traffic Fines in Each State

Amanda Foster

September 30, 2025

Insurance

Comprehensive vs Third-Party Car Insurance: Which Is Worth It in 2025?

Jennifer Walsh

October 11, 2025

Editor's Pick

Insurance

How to Compare Travel Insurance for Adventure Activities in Australia

You're planning a surf trip to Bali, a multi-day hike in Tasmania, or a ski holiday in New Zealand. Your adrenaline is pumping, but there's one critical question: does your travel insurance…

Jennifer Walsh

October 9, 2025

Insurance

Comprehensive vs Third-Party Car Insurance: Which Is Worth It in 2025?

October 11, 2025

Illustration of a "Small Claims" folder, gavel and Australia map with state pins — beginner’s guide to small claims court Australia.

Legal

How to Handle Small Claims in Australia — A Beginner’s Guide (States Compared)

September 27, 2025

Insurance

Comprehensive vs Third Party Car Insurance: Which is Right for Queensland Drivers?

September 20, 2025

Business and Crypto

Illustration showing key elements like SEO, email, and social media used to explain what is digital marketing in a modern online business context.

Business & Marketing

What is Digital Marketing? Beginner’s Guide for Aussies

Sarah Chen

July 17, 2025

Beginner investor learning about investing risk for beginners while reviewing investment charts and financial documents on laptop

Money & Investing

Investing Risk for Beginners: How Should New Investors Think About Risk?

Michael Parker

September 2, 2025

Young Australian couple holding keys after safely buying their first property in Australia with sold sign

Money & Investing

What’s the Safest Way to Buy Your First Property in Australia?

Michael Parker

September 1, 2025

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Politics

Illustration of green battery icons with text about fast battery drain, representing phone battery issues and solutions for fixing quick power loss.

Technology

Why Is My Phone Battery Draining So Fast and How Do I Fix It?

Alex Chen

September 10, 2025

Money & Investing

What’s the Safest Way to Buy Your First Property in Australia?

Michael Parker

September 1, 2025

Digital lock and shield icons over an Australian flag with tech circuit lines, representing privacy law reforms in Australia 2025.

Legal

What Australians need to know about privacy law in 2025 (Privacy Act & your rights)

Australians are increasingly concerned about how their personal data is collected, shared, and protected in 2025. With significant updates to the Privacy Act and stronger consumer rights on the horizon,…

Amanda Foster

September 26, 2025